How it works
Cualto reads the notifications your bank already emails you and builds your budget on its own. It never asks for bank passwords: you choose which emails to forward, and you can cut it off whenever you want.
What you need
- A Gmail account that receives your cards' notifications.
- A computer. Gmail on the phone has neither the forwarding screen nor filters.
- About ten minutes, once.
Banks we understand today
- Banco Popular
- Qik
- Banco BHD
If your bank isn't on the list, we can't read its emails yet.
The three steps
- Authorize forwarding — in Gmail you add your personal intake address as a forwarding address. Google sends a confirmation and we show it to you on the page; you don't have to hunt for it in your inbox.
- Filter only your cards — you import a ready-made filter so that only your banks' emails are forwarded and nothing else from your inbox. This step comes after the first one: Gmail rejects the filter if the forwarding address isn't confirmed yet.
- Bring in this month's transactions — forwarding only catches new email, so you forward this month's once so the dashboard doesn't start empty.
All of that lives on your connection page, with your intake address already filled in: Connect your email.
After the first day
- At first almost everything lands in "Other / uncategorized". You create rules — or accept the ones we suggest — and from then on it sorts itself.
- Budget amounts are per month: each new month you set them again.
- The categories that come preset are a starting point; you can delete them and create your own.
How to cut it off
Delete the forwarding filter in your Gmail and we stop receiving email that same instant. You can also download all your data or delete the whole account from Your data. What we keep and for how long is in Privacy.